What did you last buy!

Piere Bellum

Posts: 3

#5021

Raising kids alone while rebuilding credit after divorce creates unique challenges, particularly when school transport becomes essential. Traditional banks treated my credit score like radioactive waste, refusing even basic loan applications. HP finance offered hope through its secured lending approach that focuses on current affordability rather than past mistakes. hire purchase calculator showed me how borrowing £10,000 breaks down to £255 monthly payments over five years, totaling £15,329 with interest included. Though expensive, the fixed payment structure helps me budget precisely around child maintenance and part-time wages. Meeting the £1,000 monthly income requirement took combining employment with benefits, but proved manageable. Vehicle choices between £4,000 and £40,000 covered reliable family cars essential for my circumstances. That final £150 purchase fee represents freedom from monthly payments and complete ownership security my children need.

I believe that giving a kid a new car is a bit too much :)